Homebuyer Survey

RICS Homebuyer Survey and Valuation. The homebuyer survey is a briefer version of the building survey, but more detailed than a mortgage valuation, which simply checks the building is worth the amount you are asking to borrow for it. 

Homebuyer surveys are only appropriate for modern homes that are in a generally good state of repair. If the property is old or dilapidated, it will require a full building survey carried out by a Chartered Surveyor instead which will check everything more thoroughly.

The Homebuyer survey includes:

• An inspection of the major indoor features like ceilings, the roof, walls, floors, bathrooms and woodwork.

• An inspection of permanent outdoor buildings and the outside of the home including roofing, pipes and gutters, the walls, windows and outside doors.

• The report rates the main areas in terms of condition; a rating of three means the area is in need of urgent repair, rating one means no action is needed.

• An inspection of the visible parts of the heating and drainage systems as well as the electric, gas/oil and water services.

• The report will identify areas that you will need to consult a legal advisor to investigate further.

• A valuation of the property.

The Homebuyer survey will detect if a serious problem is uncovered during the survey.  As problems are rated in terms seriousness on the report, this will provide you with a good idea of how much work needs to be done on the property and which issues are most urgent.

For insurance purposes, the surveyors valuation will give an opinion of the market value of the property and reinstatement cost, which your insurance company may want to need to know.

As with all surveys, the price of a Homebuyer survey will depend on the size and value of the house.


For an instant Homebuyer Survey quote please call on: 01326 378585